The Chicago Urban League, The PrivateBank, and Ald. Matt O'Shea (19th) are co-hosting "Credit & You," a seminar on the basics of credit and the important role in plays in our daily lives. The hour long seminar happens tonight (Thursday), starting at 7 p.m. at Esmond Elementary School, 1865 W. Montvale Ave. "Please join us to learn more about credit, the implications of good or bad credit, and ways to build and repair your credit," O'Shea said. All attendees will automatically be entered to win a 32-inch flatscreen TV. See the informational flier included with this story.